WordCamp Philippines

WordCamp Philippines

If you’re a Pinoy blogger or a WordPress user/fan then most likely you’ve heard or read of this already. But in case you haven’t, I have good news for you. There will be a WordCamp held in the Philippines this coming September 6, 2008. If you don’t know what I’m talking about here’s a little info.

What is WordCamp?

WordCamp is a conference type of event that focuses squarely on everything WordPress. Everyone from casual end users all the way up to core developers show up to these events. These events are usually highlighted by speeches or keynotes by various people. WordCamp is a spin off from the popular BarCamp which was a spin off of FooCamp. - Weblog Tools Collection

WordCamp Philippines will be the first ever WordCamp organized and held in Asia. WordCamp Philippines is being organized by a group of Filipino bloggers based in Mindanao who were also responsible for organizing the successful 1st Mindanao Bloggers Summit held last year.

What are the objectives of WordCamp Philippines?

…to encourage more developers to use and deploy WordPress, not only as a blogging engine but also as a full-featured content management system for Web sites. Another is to increase the number of WordPress users and developers in the country. By developers, we mean programmers of WordPress plugins and designers of themes & templates.



PayPal Debit Card
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PayPal Visa Debit Card

I recently applied for a PayPal Debit Card and received it in the mail the other day. The PayPal debit card or PayPal Premier BusinessCard is totally different from the PayPal Plus credit card. It doesn’t give you access to any credit but it does give you fast and easy access to your PayPal account. You can use it at ATMs anywhere in the world or anywhere MasterCard is accepted.

Application Requirements:

  • PayPal user for at least 60 days
  • Should have Premier or Business account
  • Should register credit card with PayPal account
  • Account must be linked to bank account in order to be verified

Benefits:

  • Earn 1% cash back everytime you make a purchase (you have to be enrolled in the PayPal Preferred Rewards Program).
  • 100% protection against unauthorized charges (fraud and theft)
  • No annual fees

You can use the PayPal Debit Card like a normal debit card issued by your bank. It lets you withdraw money from ATMs ($1 per withdrawal fee) and make debit purchases with a PIN. When you use your PayPal Debit Card, your PayPal account funds or balance are used first. As an option, you can provide a backup funding source for your debit card in case you need to purchase something that costs more than your available funds. As a security measure, the debit card has a daily limit of $3,000.00 USD spending limit and a $400.00 USD ATM limit.

Previously, I was only able to use my PayPal account online with sites that accept PayPal. Now that I have my PayPal Debit Card, I can purchase or make payments online using my PayPal account even if the site doesn’t accept PayPal. Aside from that, I can also use it offline to buy other stuff. I’m not sure though if this is available to PayPal account holders outside the US. Maybe I should ask my friend James of PinoyMoneyTalk.

The PayPal Debit Card would be very useful especially for account holders in the Philippines because from what I’ve heard, they’re having a hard time accessing and withdrawing their funds from local banks where it could take up to a week before the money is released. If not, then I hope they’d also make it available in other countries like the Philippines where there are a lot of PayPal account holders.

Anyone else have the PayPal Debit Card? How’s your experience using it? Did you encounter any problems? If you’re not from the US, do you know if this is available in your country? If you had a PayPal Debit Card, what you use it for? Please share your thoughts.

Click here to apply for a PayPal Debit Card or to learn more about it.

(2 votes, average: 4.5 out of 5)
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20 Responses to “PayPal Debit Card”

  1. MyAvatars 0.2   rhoen SINGAPORE Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 12:51 am | Reply

    this is soooo cool!

  2. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 12:55 am | Reply

    @rhoen - Do you have a PayPal account? If you do, maybe you can try to apply and see if it’s available in Singapore. :)

  3. MyAvatars 0.2   Katy UNITED STATES Windows XP Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 6:15 am | Reply

    I love my PayPal card! I use it all of the time, it’s easy to access my money and easy to make payments to people who don’t accept PayPal. I’ve had my card for a couple of years now and I’d have to say that the best thing about it is being able to request a secondary card… for someone who’s not on your PayPal account.

    In the two years I’ve had my card now, I’ve also earned cash back for every credit purchase that I’ve made. This means when I’m paying bills, I’m earning money. It’s not a whole lot but those few cents with each purchase have added up to over $100.00 for me now. It’s a great thing to have.

    Katy’s last blog post..Better Alexa Rank In 5 Days

  4. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 6:20 am | Reply

    @Katy - Glad to hear good things about this card. I knew I forgot to mention something in the post and it’s about being able to request a second card for free. Even if the cash back bonus is only 1%, it’s better than having no cash back at all, right? Thanks for sharing! :D


  5. Hi Jaypee, unfortunately the Paypal Debit Card is only available to users in the United States. I personally look forward to Paypal offering that to Filipino users because the card will certainly simplify the withdrawal process. I wonder when (rather, if) Paypal will offer it to non-US members.

    Other US-only Paypal benefits I want offered: the cashback program and the Money Market investment fund. Hope these will be given to Filipino Paypal users soon!

    James | PinoyMoneyTalk-dot-com’s last blog post..Win $75 in ‘Pinoy Money Talk’ SEO contest

  6. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 8:00 am | Reply

    @James - I’m sorry to hear that but thanks for the info. That’s true, if PayPal makes the debit card available to users outside the US especially in the Philippines, it would help the users a lot.

    I hope they’d soon offer the benefits that you’ve mentioned. Let me know if there are any new developments regarding PayPal in the Philippines, ok? Thanks! :)

  7. MyAvatars 0.2   K HONG KONG Mac OS X Safari 523.12.2 on Feb 6, 2008 | 8:38 am | Reply

    Does this means more spending and bonus points? How much percentage if I use it for online shopping?

    NO MORE plastic for me. Arrghhh.

    K’s last blog post..Lucky is the home with a plant that blooms on New Year’s Day

  8. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 8:40 am | Reply

    @K - Are you asking if spend more you earn more bonus points? It’s cash back, not bonus points. Everytime you make a purchase, you get back 1% of the total purchase. You don’t get charged for online shopping, only for ATM withdrawals.

    How many credit cards do you have? Btw, this card is a debit card not a credit card. :)


  9. But why do they have to charge you a withdrawal fee? There’s too much fees I think.

    Blogoloco - Win $250’s last blog post..World Wide Web or Wild Wild West

  10. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 11:15 am | Reply

    @Blogoloco - I’m not sure but I think the principle is the same with withdrawing money from a different bank where they charge you a small amount everytime you withdraw money from the ATM. I dunno, maybe someone who knows about banking and finance can answer that. :D

  11. MyAvatars 0.2   PinayInTheUS UNITED STATES Windows XP Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 11:39 am | Reply

    yeah i have the ATM card too… but i never used it. I just deposit my paypal funds to my BofA atm account. i refuse to pay paypal more fees. :neutral:

  12. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 11:40 am | Reply

    @Pinay - Cool! How long have you had it and how come you never use it? Don’t worry about fees because there are no fees for using the card for buying stuff online especially if the site accepts MasterCard. The fees only apply to cash withdrawals. If you need the cash, then you can deposit it to your BofA account. :)

  13. MyAvatars 0.2   jhay PHILIPPINES Windows XP Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 5:22 pm | Reply

    I tried to apply for this card last year, even before PayPal accounts had full functionality in the Philippines, sadly, as James of PMT said, it’s offered only in the United States.

    It would be awesome though to have it available in the Philippines, perhaps they could partner with a local RP bank to offer such service.

    jhay’s last blog post..Blog updates 2.08: WordPress security upgrade and Openads

  14. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 5:25 pm | Reply

    @jhay - I wanted to get this when I opened a PayPal account but I didn’t see the need for it since I already have one from my bank. But then recently, I found out that having it would be more convenient for me to use my PayPal funds.

    Yeah, maybe if a lot of people or maybe PayPal account holders in the Philippines should make a request or petition. Who knows, it might be coming next. :)


  15. I too hope Paypal would soon offer this to Filipino users. This is absolutely useful and will eliminate the hassles of waiting for banks to process transactions (especially now that withdrawal to the EON debit card seems to be pending for almost a month now).

    Let me know if there are any new developments regarding PayPal in the Philippines, ok?

    Will do! :)
    James | PinoyMoneyTalk-dot-com’s last blog post..Phishing email, fake website: e-buiilon.com

  16. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 6, 2008 | 5:40 pm | Reply

    @James - I know and I’m sure that if PayPal users in the Philippines can have an easier way to access/withdraw their funds, they’d use their PayPal accounts more often which means more business for PayPal, right?

    Thanks! Appreciate it. :D

  17. MyAvatars 0.2   Jam PHILIPPINES Windows XP Mozilla Firefox 2.0.0.11 on Feb 8, 2008 | 1:00 am | Reply

    Hey! Thanks for this Jaypee. I have a premier account but I didn’t know that you can actually apply for a card. Is there an application fee?

    Jam’s last blog post..No Old Spam Links Plugin: Easily add NoFollow on Paid/Text Links

  18. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.11 on Feb 8, 2008 | 1:05 am | Reply

    @Jam - I’m sorry but James has already confirmed it, the PayPal Debit Card is only available for users in the United States. Let’s just hope that PayPal would make this available to you guys soon. :)

  19. MyAvatars 0.2   lourdes PHILIPPINES Windows XP Mozilla Firefox 2.0.0.13 on Apr 2, 2008 | 6:40 pm | Reply

    so how can i get my money out of paypal here in pinas? any suggestions guys? open a union bank account?

  20. MyAvatars 0.2   Jaypee UNITED STATES Windows Vista Mozilla Firefox 2.0.0.13 on Apr 2, 2008 | 6:45 pm | Reply

    @lourdes - I’m not really sure but from what I know you can get your PayPal funds via the UnionBank EON account. And recently, PayPal allows its users to withdraw funds via local banks.

    Since you’re from the Philippines, you can check out the following posts from PinoyMoneyTalk:
    How to withdraw PayPal to bank account
    PayPal Bank Codes in the Philippines

    Hope this helps. :)

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