paypal debit card

I received my first PayPal Debit Card back in February of 2008. It had proven itself useful lots of times already and I’m very glad that I applied for one. My only regret is that I should’ve applied for it earlier.

A few weeks back, I received an email from PayPal informing me that they will mail me a new card because the one I have was going to expire this month – January 2010. Last week, I got the new card in the mail last week and just in time before my old card expired. First thing I did was to activate it and create a 4-digit PIN number.

Previously, the PayPal Debit Card had the name “Premier BusinessCard” on it but the one I just got doesn’t have it but instead has “Business Debit“. Also, the new PayPal Debit Card also has a new design. Check out the photo I took of the old and new debit cards side-by-side.

paypal debit card
[Card numbers blurred out for security purposes]

Aside from those changes, the new PayPal Debit Card works exactly the same as the old one.

Application Requirements:

  • PayPal user for at least 60 days
  • Should have Premier or Business account
  • Should register credit card with PayPal account
  • Account must be linked to bank account in order to be verified


  • Earn 1% cash back everytime you make a purchase (you have to be enrolled in the PayPal Preferred Rewards Program).
  • 100% protection against unauthorized charges (fraud and theft)
  • No annual fees

The PayPal Debit Card lets you withdraw money from any ATM and make debit purchases with your PIN number. You can also provide a backup funding source and as a security measure, there is a daily limit of $3,000.00 USD spending limit and a $400.00 USD ATM limit.

Its been almost two years now since I blogged about my first PayPal Debit Card and its unfortunate that PayPal account holders in the Philippines and other countries outside the United States still can’t have one. I don’t know if PayPal has any plans of changing that or how long it will take before they make it available in areas outside the US.

If you’re a PayPal account holder in the US and still don’t have a PayPal Debit Card, I strongly suggest that you apply for one. It gives you more purchasing options with your PayPal account, you can earn cash back and there are no annual fees so you have nothing to lose.

Click here to apply for a PayPal Debit Card or to learn more about it.

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Owner and editor of JaypeeOnline. Self-proclaimed geek. New media writer and consultant. WordPress advocate. Loves blogging, gadgets, video games and sports. You can follow him on Facebook or Twitter.


  • jerreyna, May 19, 2012 @ 6:15 AM Reply

    i just had rcently applied a paypal account. What banks available there now in the philippines that has paypal? Im thinking of opening a paypal debit account before coming home.I have an account in Banco De Oro(BDO)as saving account.

  • farzana, March 2, 2012 @ 3:12 AM Reply

    how to get paypal debit card in Bangladesh ? please give me information in my email id

  • Nat, July 28, 2011 @ 9:36 PM Reply

    Paypal SUCKS!!! I had a paypal mastercard for over 5 years. Annually I have been spending about 20k on it. Then I noticed some funny charges and to be safe told paypal to cancel the card and send me a new one. EIGHT WEEKS LATER (today) I call them to see why I still have not received the replacement card.

    Now they claim they do not offer this to Canada anymore!!!! I have used it for such a long time for all my business expenses! What the heck gives them the right to just cancel it when I ask for a replacement? When I first reported the card compromised, they agreed to issue a new card, told me it will arrive within a few weeks and then decide not to issue a new one?? What the HECK??? We Canadians are screwed!!

    Seriously.. I can’t believe how unprofessional they are.

    Oh yeah, I forgot to mention I was getting a 1.5% cashback.. I guess they got so cheap that they didn’t want to pay me $300/year. This is sad.. I will now be using my airmiles card. Also I will now only have less the 100 in my account rather then what I used to have.. Try making interest on that paypal.

  • Atimu1, July 28, 2011 @ 7:43 PM Reply

    Nice article! I’m thinking about signing up for a paypal debit card (I tried a year or two ago, but gave up, not sure why), and I just wanted to know what they require. I have a confirmed bank account (and am thus verified). I know they need a confirmed credit card, for address purposes, and I’ve heard how Paypal is about security, do you think it would be a problem if the first name on the credit card isn’t the same as the first name I signed up with paypal?

    And also, do they require a social security number, or anything else to order a paypal debit card?

    And one more thing, is it possible to use prepaid cards (such as GreenDot) to withdraw money from paypal via bank or something?

    Thanks lol

  • lee, September 10, 2010 @ 12:57 PM Reply

    How do i get one of these in canada??? email me an let me know, leejunior65 [at] gmail [dot] com

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