Citi Mobile App – Must-Have Online Banking App



Online Banking

The advancement in technology has greatly improved our lives in many ways such as communication, education, healthcare and even banking. When I was a kid, I remember accompanying my dad to the bank every end of the month to get his salary. When we got there, the lines were usually long because other employees were also there to pick up their salary as well as other bank customers who were there for other bank transactions. A few years later, major banks in the Philippines began implementing the widespread use of the ATM or automated teller machine so customers no longer had to wait in line and were able to do basic bank transactions easier and faster.

These days, we no longer have to worry about driving to the bank, finding parking space and queuing up because we can do almost any bank transaction via the Internet using our deskop/laptop computers or our mobile devices thru the bank’s mobile app.

Citibank, one of the top banks in the Philippines want their customers to have an easy, hassle-free and secure online banking experience. That is why they’re introducing their newly-enhanced Citi Mobile App which provides users a quick and easy way to manage all credit card matters in one convenient place. It helps you to save more time and be able to do more of the things you love like shopping and traveling.

To get a better view and understanding of the newly-enhanced Citi Mobile App, check out the various benefits it has to offer:

  • View Account Details, Balances, Transactions and Available Credit Limit.
  • View your Statements (up to last 12 months’ statements).
  • View Card Benefits, Offers and Reward Points.
  • Activate Card and create Cash Advance PIN.
  • Pay Bills
  • Transaction Search
  • Easy Installments
  • Get Cash
  • Card Locking

Open Shop

View Account Details, Balances, Transactions and Available Credit Limit

Do you love to shop for new clothes, shoes or gadgets? The Citi Mobile App not only lets you view your available balances, statements and individual transactions but also your available credit limit. This way, you can set a budget and you can also have an idea how much you can spend without worrying about maxing your credit card limit

Thru the mobile app, you can also view the various card benefits, offers and reward points that can help you get bigger discounts on your purchases which in turn saves you money and also allows you to buy more stuff.

View Statements

For most of us, we use our credit cards to pay for almost all our purchases especially for online transactions. With that said, we need to be careful and watch out for credit card theft or credit card skimming. We need to be vigilant and regularly keep track of our monthly statements to check for any unauthorized transactions. With the Citi Mobile App, you can conveniently view and download your statements in the last 12 months.

Activate Card and Create Cash Advance PIN

Are you a new Citibank credit card holder? If you want to activate your credit card, you don’t have to go to the bank or make a phone call. All you need to do is download and install the Citi Mobile App then you can activate your card and create a Cash Advance PIN in less than a minute.

What is Citibank Cash Advance? In case of an emergency and you need some cash to spend, Citibank cardholders and supplementary cardholders can withdraw cash (as long as the amount is within your credit limit) in any currency, anywhere in the world via the Citibank Cash Advance. You can get your instant cash from any Citibank 24-hour ATMs or any ATMs bearing the China UnionPay logo.

Now with this newly enhanced mobile app, you can create or change your Cash Advance PIN in case you need one or forgot an existing one.

Pay Bills

Whether you’re single or married, we all have bills to pay and the Citi Mobile App makes that dreaded and stressful task a whole lot convenient and quicker.

Pay Bills

You can make and send payments directly from the mobile app with only a few simple taps. Now you don’t have to worry about forgetting or missing to pay your electric, cellphone, Internet, water and other monthly bills.

Transaction Search

Did you forget to keep the receipt for reimbursement? Or maybe you just want to remember how much you spent for the new gadget you purchased? Just open your Citi Mobile app and type in the merchant’s name and the intelligent search feature will quickly show you the exact transaction.

Get Cash

With just a few taps on the mobile app, eligible Citibank cardholders can take cash loans from their credit cards, which they can repay in monthly installments. It’s a convenient, quick and hassle-free way to get the money you need instantly. It’s also paperless and the application outcome is instant.

Depending on your credit limit and/or eligibility, this feature can be very helpful because cardholders will be able to get the money they need for something important like making a down payment for a vehicle, pay a hospital bill, etc.

Get Cash

Card Locking and Citi Mobile Token

Another important and useful feature is Card Locking. You can use it to prevent misuse of your credit card if it was lost, misplaced or stolen. You could also use the same feature to unlock the card if you happen to recover your lost or misplaced credit card.

The Card Locking feature could also be used as a quick and temporary fix if you discover unauthorized transactions made with your credit card. After you have the card locked, you still have to notify your bank so that they can take the necessary steps in securing your card.

These days, we download and install a lot of mobile apps including games which have in-app transactions. With the Citi Mobile App, you can set an Unlock Code to authorize your in-app transactions and prevent your kids, siblings or friends from making unnecessary purchases on your mobile apps.

Aside from the mobile app benefits we listed above and the various card benefits, offers and reward points, Citibank customers who login to the Citi Mobile App for the first time can get a 22% discount from ZALORA (with a minimum purchase of P1,800).

Personally, the Citi Mobile App features or benefits that I find the most important would be the following: Pay Bills and Get Cash. Like most families, we have a lot of monthly bills to pay and being able to make those payments in one convenient place with a few simple taps takes a whole lot of burden and stress. I’m always watching out for the welfare of my family especially my kids, so being able to get cash instantly from my credit account is something that helps me to have peace of mind knowing I have something to fall back on in case of an emergency.

The newly-enhanced Citi Mobile App is a must-have for any Citibank cardholder. Not only does it provide you with useful tools to manage all your credit card matters but it also provides you with an all-in-one place to conveniently pay your bills and get instant cash in case of emergency.

Interested with the Citi Mobile App but you’re afraid to try it out because you haven’t tried mobile banking before? Or maybe you’re hesitant because you’re not digital or tech-savvy? Don’t worry because the mobile app is straight-forward and user-friendly.

You can download and try out the Citi Mobile App from this link.

Right now, the Citi Mobile App online features credit card services but future updates will extend the services to more Citibank banking products and services.

Owner and editor of JaypeeOnline. Self-proclaimed geek. New media writer and consultant. WordPress advocate. Loves blogging, gadgets, video games and sports. You can follow him on Google+, Facebook or Twitter.

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