I received my first PayPal Debit Card back in February of 2008. It had proven itself useful lots of times already and I’m very glad that I applied for one. My only regret is that I should’ve applied for it earlier.
A few weeks back, I received an email from PayPal informing me that they will mail me a new card because the one I have was going to expire this month – January 2010. Last week, I got the new card in the mail last week and just in time before my old card expired. First thing I did was to activate it and create a 4-digit PIN number.
Previously, the PayPal Debit Card had the name “Premier BusinessCard” on it but the one I just got doesn’t have it but instead has “Business Debit“. Also, the new PayPal Debit Card also has a new design. Check out the photo I took of the old and new debit cards side-by-side.
[Card numbers blurred out for security purposes]
Aside from those changes, the new PayPal Debit Card works exactly the same as the old one.
Application Requirements:
- PayPal user for at least 60 days
- Should have Premier or Business account
- Should register credit card with PayPal account
- Account must be linked to bank account in order to be verified
Benefits:
- Earn 1% cash back everytime you make a purchase (you have to be enrolled in the PayPal Preferred Rewards Program).
- 100% protection against unauthorized charges (fraud and theft)
- No annual fees
The PayPal Debit Card lets you withdraw money from any ATM and make debit purchases with your PIN number. You can also provide a backup funding source and as a security measure, there is a daily limit of $3,000.00 USD spending limit and a $400.00 USD ATM limit.
Its been almost two years now since I blogged about my first PayPal Debit Card and its unfortunate that PayPal account holders in the Philippines and other countries outside the United States still can’t have one. I don’t know if PayPal has any plans of changing that or how long it will take before they make it available in areas outside the US.
If you’re a PayPal account holder in the US and still don’t have a PayPal Debit Card, I strongly suggest that you apply for one. It gives you more purchasing options with your PayPal account, you can earn cash back and there are no annual fees so you have nothing to lose.
Click here to apply for a PayPal Debit Card or to learn more about it.
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February 14th, 2010 at 1:03 pm
Can the Pay Pal Card be presented to a bank for a Cash Advance thus offering another way to pull money out of your Pay Pal without fees (looking for way to get past my monthly Pay Pal withdrawal limit without providing a ss number or linking a credit card)
February 6th, 2010 at 1:23 pm
Thank you for sharing this with us. My paypal debit card is going to expired in april of this year and i was trying to find out if i need to reapply for a new one or if were going to automatically send us one. I try looking through paypal website, but they way they had everything organize was hard to look for the answer i need.
Thanks you to, it answered my questions. So the new card looks more professional.
January 7th, 2010 at 5:19 am
@Jaypee – I have a bank card as well, but I’ll tell ya, don’t sell PP short with that 1% cash back they give…it sounds real small, but I made like $150 last year for doing what I would do anyway; not too shabby. ;)
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January 4th, 2010 at 7:05 pm
@Michael – I guess you haven’t heard of this coz it isn’t available in the Philippines. Not only is it cool to have one, but it is also very helpful and useful.
January 4th, 2010 at 7:01 am
Wow, this is great. I never heard about this before but it looks cool to have one.
January 3rd, 2010 at 4:25 am
@Dennis – Hehe..I use mine a lot but I could live without it because I have my bank’s debit card. :D
January 3rd, 2010 at 4:20 am
I couldn’t live without mine. ;)
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January 3rd, 2010 at 12:45 am
@Dexter – Yeah I know. It would be nice if they made it available to the Philippines, Saudi Arabia and other countries outside the US. Not only will it be easier for users to transfer money but it will also save us transaction fees.
January 3rd, 2010 at 12:41 am
Sana available na rin sya sa Saudi Arabia… it is better to have this rather than transferring my earning to my Philippine Bank Account
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January 2nd, 2010 at 4:35 pm
@Hesham – Thanks! Yeah, you need to apply for one. You won’t regret it and you have nothing to lose. I find it very useful. :)
January 2nd, 2010 at 4:31 pm
This is great news, congratulations! I really don’t know why I didn’ apply for a card, it seem to be interesting! enjoy!
Hesham @ FamousBloggers´s last blog ..Blogging For Money – Beginners Guide #3
January 2nd, 2010 at 7:35 am
@fjordz – Unfortunately, this is still not available in the Philippines. I’m sure many PayPal users are hoping that they’d extend it to other countries outside the US.
January 2nd, 2010 at 7:30 am
awww.. I thought they offer it here in the Philippines.. but anyways, hope they could extend the service here…
January 2nd, 2010 at 7:20 am
@jan – I’m pretty sure that by the time the PayPal Debit Card is already available in the Philippines, you’d have lots of money to withdraw. ;)
January 2nd, 2010 at 7:19 am
“The PayPal Debit Card lets you withdraw money from any ATM and make debit purchases with your PIN number.”
That’s a nice feature. By the time it becomes available in the Philippines, I’m just hoping I have something to withdraw from it. LOL
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January 2nd, 2010 at 6:15 am
@IngaOz – Migrating to the US just get a PayPal Debit Card? Hehe..I don’t know about that. Its better for you to wait for it. Who knows they might make it available to other countries this year? :D
January 2nd, 2010 at 6:13 am
Oh, I would like to apply for card like this from PayPal, but first I must migrate to USA… LOL So all I have is … wait and maybe they will be available worldwide some day.
January 1st, 2010 at 10:20 pm
@Bhavesh – Hi there! You’re welcome. I’m not sure if its available in India but from what I know, the PayPal Debit Card is only available for account holders in the US. If you find any new information regarding its availability in India, do let me know. :)
January 1st, 2010 at 10:19 pm
Hello Jaypee,
Thanks for the article. Never tried the debit card of paypal but if I can get one in India, it would be a dream come true for my online purchases.
Will check it out.
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January 1st, 2010 at 7:15 pm
@bugsbane – I don’t think its possible to apply for a PayPal Debit Card outside the US because you will have to fill out an application form where you need to provide your personal information and they will check that. If you don’t have any records in the US then they will deny your application.
January 1st, 2010 at 7:13 pm
@Jhay so how would that work if you used a relative’s US address and used the card only in the Philippines? I assume you already have a Paypal account attached to a Philippine bank?
January 1st, 2010 at 6:50 pm
@Ederic – Happy New Year to you too Ederic! I’m sure everyone who has a PayPal account in the Philippines would apply for one if only it was available. Btw, I’ve heard about StormPay and from what I know its already shutdown, right?
January 1st, 2010 at 6:49 pm
Happy new year, Jaypee. I’d also be interested in applying for that debit card if PayPal would offer it here. Remember StormPay? Pinatulan ko nga kahit yun, eh. Hehe.
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January 1st, 2010 at 6:10 pm
@Jhay – I know huh? I really don’t see why PayPal won’t offer it in other countries like the Philippines? I hope this would change soon.
Happy New Year to you too dude! :D
January 1st, 2010 at 6:08 pm
I wanted to apply for this card but unfortunately, it’s only offered only in the US. Bummer!
Happy new year dude!
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January 1st, 2010 at 5:55 pm
@Gem – Yeah, I mentioned about that in my first PayPal Debit Card post. I really hope that it would be made available in the Philippines and other countries other than the US.
January 1st, 2010 at 5:51 pm
I hope Paypal debit card becomes available in the Philippines too at cheaper cost. It will save us from having problems making Paypal work with local banks.
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